Kuapay, a mobile payment solution that incorporates coupons, reward cards and loyalty cards is making its m-payment solution app available to merchants in New York City (view press release).  This is an expansion of its service which is currently available in southern California.

Kuapay allows users to store various coupon offers, reward programs, and credit and debit cards in a digital wallet that features a patented encryption process. The company aims to give complete control of the digital wallet to the consumer, allowing them to store their preferred credit card, loyalty programme and custom coupons for free.