“Yapital seeks to rapidly harness new technical possibilities, if they actually improve user experience,” says Oliver Kress, Senior Vice President Innovations at Yapital: “As the major smartphone manufacturers are now integrating fingerprint scanning into their products, we have immediately launched appropriate tests.” The aim is to discover whether new technologies meet the demands that Yapital places on usability and security. According to Kress “it must be easy, intuitive and secure for the consumer – only then we will implement it”.
The payment process by fingerprint would already be this year’s third major innovation by the cross-channel payment solution: In 2014, Yapital already introduced the integration of Bluetooth Low Energy (BLE), as well as purchasing by scanning a QR code directly from advertising spaces, for example from shop windows or posters.
Using Ripple's enterprise blockchain solutions, Standard Chartered has completed its first real-time cross-border payment for businesses with another major correspondent bank.
Three years on from being acquired by PayPal, Braintree, a company which allows merchants to process a range of different payments, has revealed the number of its payment transactions has increased by 25 times.
Just 31% of Brits know who's on the back of the new £5 polymer banknote, says new research from Barclaycard, which also found that the number of cash users continues to drop as people prefer using more digital methods of payments.
Nine out of ten consumers use their smartphones more than any other device, and consumers would also prefer to use biometrics over PINs - with fingerprints being the preferred method, according to a new Mastercard survey.