Bankable’s Banking as a Service platform powers Moneyou, the fully-digital consumer subsidiary of ABN AMRO Bank in multiple EU countries

Bankable’s Banking as a Service platform powers Moneyou BV, the fullydigital consumer subsidiary of ABN AMRO. The service is now opened to selected customers in the Netherlands. Moneyou is a financial service provider launched by ABN AMRO under a separate brand in 2001 and active in 4 countries in the EU. Moneyou provides savings accounts to more than half a million customers and is now diversifying its offering by leveraging Bankable’s latest generation multi-wallet and multi-card technology to launch a full product portfolio targeted at millennials in the Netherlands and in Germany.

Moneyou is continuously improving its products and services with its innovative approach. For many target groups, the established way of banking no longer suits the changing customer needs. People wish to be more self-determined in life. That’s why Moneyou enables people to handle their financial needs with greater confidence and independence, by creating financial products and services that are transparent and easy to use. To remain innovative, Moneyou needs to be flexible and versatile by setting up a lean and future-proof IT infrastructure. That’s why Moneyou uses a partner model of technical specialists who assist in the modular development of products and services.

Bankable has successfully delivered projects for demanding tier-1 banks and FinTechs for the last six years. Bankable’s rapid implementation approach enables clients to generate revenues faster, increasing their valuation and attractiveness. By promoting pilot-based-experimentation, Bankable allows its customers to quickly launch, test and validate a new service before moving towards a seamless deployment.

Liesbeth Rigter, Moneyou’s CEO, commented: “Our business model with a lean setup is based on close cooperation with our partners. Bankable has demonstrated a true partnership between our teams at all levels. The flexibility of Bankable’s Banking as a Service platform allowed us to go to market faster than opting for bespoke development with on premises integration. It also prevents any future legacy issues thanks to its open evolution capability. For our clients, this means they will have quick access to the latest banking services. With these services we are able to introduce products that really solve customer pains and help them in organizing their accounts.”

Eric Mouilleron, Bankable’s CEO and founder added: “We are very proud to serve Moneyou. We need to be two to tango… As we promote a transaction based model instead of a software license, increased with maintenance cost and an implementation by expensive consultants, our success is aligned with Moneyou. It is in our common interest to realize a short time-to-market for innovative financial products. Our cooperation with Moneyou has been running smoothly since day one, with both teams bringing their expertise to the table and working hard to deliver Moneyou’s innovative consumer banking experience on time. Bankable powers neo banks backed up by incumbent banks or Investors, and we believe that our partnership with Moneyou will help create a new dominant cross-border player in the European banking space. Lastly, Bankable is a UK company conquering new global markets, irrespective of Brexit.”

Moneyou is an innovative online financial service provider, enabling customers to handle their own financial affairs anytime, anywhere. Moneyou offers products and services for savings, mortgages, investments and loans. Moneyou is a 100% subsidiary of ABN AMRO Bank N.V. Moneyou was founded in the Netherlands in 2001 and also has offices in Germany, Austria, and Belgium. For more information please visit:

Bankable is an enabler of innovative, global payment solutions providing “Banking as a Service”. Our core account, payment and card management platform is available in white-label or via APIs enabling any regulated or non-regulated organization to quickly deploy banking solutions – including light banking solutions, payment account & e-wallet services, virtual & plastic card programs, as well as virtual ledgers and reconciliation solutions. Our client base includes both regulated financial institutions (Banks, Electronic Money Issuers, Payment Institutions, Insurance companies…) and non-regulated global corporates and FinTechs who use our platform to streamline their payments processes and generate new revenue opportunities. More info on @wearebankable