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The Experian Group (Experian) provides analytical and information services to both commercial and non-commercial entities.
For organisations, the company aims to deliver clear understanding of markets, economies and competitive advantages. For consumers, Experian aids in providing analytics and information enabling them to make informed financial and purchasing decisions. Experian operates four main segments. The credit services segment provides clients with credit reports and reporting services, including credit application and repayment histories and automotive and insurance information. This segment also operates a transaction processing service. The decision analytics segment aids decision making by providing information on credit risk, fraud prevention, customer service and account management. The marketing solutions segment stores and delivers market data including geographic, demographic and lifestyle information on consumers. The interactive segment provides online direct-to-consumer services, connecting consumers and businesses on the internet.