Day Two of Finovate Europe has already seen demos from a wealth of innovative financial services providers. Here are out top demos from this morning’s session.

Sixty per cent of enquiries banks receive are from customers who don’t recognize a transaction on their bank statement, a problem that xWare 42, a software developer from Munich, is trying to solve. CEO and co-founder David Lais tells us more.

Starting in October, US merchants that have not made the switch to EMV will be personally held responsible for any fraudulent card payments that they process. But why are they still clinging to the old swipe-and-sign setup?

CoinJar has launched bitcoin accounts that allow users to ‘hedge’ their bitcoins to the currency of their choice before sending a payment in order to temporarily secure the value of the crypto-currency.

Mozido has acquired a Delaware-based payments company PayEase in order to take advantage of the organisation’s links with Chinese banks.