White Papers

PayPal conducted a survey (view press release) via Wakefield Research of 1,000 credit and debit card holders in the US, UK, Canada, Germany and Australia which has revealed a reluctance in consumers to carry a wallet, particularly when at the beach or ...

According to International Supermarket News, new figures have revealed the influence and power of the debit and credit card. Cashless transactions were shown to help decide where the shopper made purchases with one if five (21 %) leaving a shop in the ...

Mobey Forum’s latest white paper highlights the mobile point of sale (MPOS) revolution in North America and Europe and analyses how new industry players, unconstrained by traditional thinking, have driven forward this disruptive technology. The paper ...

Mobile commerce and mobile marketing solution provider, Mocapay has released a white paper that aims to help merchants and customers to develop mobile programs that are both effective and secure. Titled ‘Mobile Security: What’s the Risk?’, the white ...

In 2012, companies reported losing an average of 0.9% of total online revenue to fraud, similar to 2010 levels. Using 2012 industry market projections on eCommerce sales in North America, CyberSource estimates total revenue loss translates to ...

According to CyberSource Corporation, a wholly owned subsidiary of Visa Inc., mobile commerce is exploding. It will climb to over USD70 billion by 2014 and become a bigger share of overall eCommerce — from 9% in 2012 to a projected 18% in 20141. The ...

With 1.62 billion EMV-compliant payments cards in use worldwide, EMV has transformed the payments landscape. However, as one of the last major economies to adopt EMV, the US remains vulnerable to fraud and must now meet imminent deadlines to transition ...

Pattern Matched Technologies specialises in the intersection of the telecommunications and finance industries. Its team of highly skilled engineers, programmers and analysts has over a decades worth of international telecoms and GSM experience. PMT ...

In an essay in the 2012 Annual Report, San Francisco Fed President and CEO John C. Williams explains why currency in circulation is soaring at the same time Americans are turning away from cash to pay for purchases. He also looks at the future demand ...

Douglas Stewart is President and Co-founder of Quetzal. He has been in the POS business for over fifteen years having successfully overseen a number of retail solution initiatives in the market. His latest POS product aims to answer a number of needs ...