Best of 2016: Our top 5 articles in Banking

As 2016 winds to a close, we’ve decided to take a look back at some of our most-read articles throughout the year. For the rest of the week, we’ll be highlighting the top five most popular articles in various categories across the site.

Yesterday we rounded up our top five articles about fintech in 2016. Finally this week, we’re going to look at the news articles, thought pieces and analysis on the banking sector that most drew our readers’ attention. If you missed these gems when they were published, now’s your chance to read them!


1) Open banking APIs – opportunities, challenges and uncertainty

David JonesThere are increasing calls from industry groups and even the UK Treasury for the use of open banking APIs. In this guest post for PaymentEye, David W. Jones, Senior Director of Global Business Development at Irdeto, analysed the advantages and drawbacks of using open APIs in banking.




2) Number of mobile banking users around the world rises to 47% in 2016

hands holding iphone mobile bankingIt appears as if people are warming towards financial services on smartphones. After all, we spend most of our lives on them anyway – to socialise, watch TV and stay up to date with the 24-hour news cycle – so why not throw finance management in there as well? Ben Rabinovich analysed the results of an annual survey by ING to find out how our usage of mobile banking services is changing, and will continue to change.


3) Lloyds adds finger print ID to mobile banking

Lloyds bankIn September 2016, Lloyds opened its doors to biometrics by implementing the ability for customers to log in via fingerprint. Sarah Gill covered the news for PaymentEye, and looked into what it might mean for the future of banking.




4) Open Banking and PSD2: Challenges for fintechs, app providers and banks

simon newsteadDespite only being published in late December, this guest post by Simon Newstead, Industry Strategy Director at VocaLink, is already one of our most popular articles on banking. In it, Simon looked into the exciting developments of the past few months in open banking and PSD2, and considered how banks can best respond to them.




5) Good time to challenge: Mondo receives UK banking licence

mondo bankingIn August 2016, digital-only bank Mondo received a banking licence to operate in the UK, adding further competition to the challenger bank market that already included Atom, Tandem and Starling. Ben Rabinovich covered and analysed the news for PaymentEye, looking into why now is a great time to be a mobile bank in the UK.

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