Best of 2017: Top five interviews

1. Bank to the future: Monzo CEO Tom Blomfield shares his vision of the future of banking

Written exclusively for Payments [R]Evolution magazine, we spoke with Tom Blomfield, CEO of Monzo on the digital bank’s initiatives to create easy and accessible finances.

Monzo, described as ‘the bank of the future’, is a vision that was created by Tom Blomfield and his co-founders in 2015. Two years later, the smart bank has £35m in funding under its belt, over 200,000 users and has broken the world record for the quickest crowd-funding campaign in history, raising £1 million in 96 seconds via Crowdcube

2. Why reinventing the business was critical for American Express’ success

PaymentEye spoke with Jose Carvalho, SVP, Global Commercial Payments Europe at American Express about why listening to customer feedback is critical, how to keep up with increasing competition and the challenges of trading abroad.


Carvalho spoke about how reinventing the business to meet changing needs of the industry and consumers have been critical for success.

American Express started out as a freight forwarding company, and today we’re a global payments business. The key for us is to listen to the voice of our business customers and to anticipate their needs by investing in product innovation and future-proof technology and services that will help them achieve their long-term goals.

3. “PSD2 is the most important piece of regulation since I have been in payments”: Nelson Holzner, CEO, AEVI

We spoke to Nelson Holzner, CEO of AEVI on the impact of PSD2 and what this means for those in payments.

Holzner describes why most businesses are worried about what they have to provide in the near term to comply with the directive before it actually goes live.

“The more traditional players aren’t embracing it fully, they see it as more of a hindrance with the additional levels of complexity and the fact they will be forced to open up their systems. From an entrepreneurial stand point, however, we see it as a fantastic business opportunity especially for new companies who through the help of PSD2 will be able to get access to very interesting new data.”

4. Interview: “Not participating in immediate payments will be detrimental to a banks competitiveness”

Earlier this year we sat down with Moti Porath, Head of Product Management, Global Payments Solutions at D+H, to find out how the adoption of instant payments will affect the payments landscapes in these markets, what factors are having an impact on innovation in payments, and how blockchain is changing the instant payments market.

This year, real-time payments are advancing in the US and Europe. Global financial services provider D+H has been working closely with the banks to help them prepare for this change.


5. “The world of online payments is the last google-sized problem on the internet”: Iain McDougall, Stripe UK Country Manager

Also written exclusively for Payments [R]Evolution magazine, we spoke with Iain McDougall from Stripe on the complexity of online payments and why Stripe’s fundamental goal is to increase the GDP of the internet

Stripe is a US-based technology company that provides APIs and tools to enable businesses to accept and manage online payments. With investments from the likes of CapitalG, VISA and American Express, co-founders Patrick and John Collison have led the business to become one of the most innovative companies in the fintech industry.



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