BNP Paribas Offers nexo standards Across 14 Countries to Enable Fast, Interoperable and Borderless Card Payment Acceptance for European Merchants

nexo standards, the open, global association dedicated to removing the barriers present in today’s fragmented global card payment acceptance ecosystem, today announces that BNP Paribas, a leader in global banking and financial services, is now offering nexo’s acquirer payment acceptance messaging protocol across 14 European countries.

Implementing nexo standards enables BNP Paribas to serve its merchant customers with a globally harmonised payment acceptance infrastructure. By standardising the exchange of payment acceptance data with its customers, BNP Paribas allows merchants to kiss goodbye to the costly, time-consuming and complex task of managing multiple, incompatible domestic acceptance systems simultaneously.

BNP Paribas will deploy nexo’s acquirer messaging protocol across Germany, Austria, Belgium, Spain, France, Ireland, Italy, Luxembourg, the Netherlands, Poland, Portugal, the United Kingdom, Slovenia, and Switzerland.

By implementing nexo standards, all actors in payment acceptance can interoperate seamlessly regardless of location, using an ISO 20022 set of messaging protocols and implementation specifications which put merchants in control of their payments strategies.

Powered by nexo standards: BNP Paribas’ pan-European payment acquisition service

For several years, BNP Paribas has been developing a pan-European payment acquisition service for Visa and Mastercard transactions. This service enables merchants to aggregate their electronic payment flows and deploy a homogeneous solution in all countries, realising significant implementation and operational cost efficiencies as a result. The service also enables the bank to standardise its monitoring and reconciliation procedures, improving the customer experience through a higher degree of customisation. Now, the exchange of payment acceptance data throughout the service is performed using nexo’s open, and universally applicable messaging protocols.

“nexo and BNP Paribas are demonstrating how the adoption of global payment acceptance standards can greatly facilitate interoperability between different systems worldwide, enabling huge economies of scale,” comments Arnaud Crouzet, General Secretary, nexo standards. “Merchant customers of BNP Paribas can now expand into new territories faster and easier than ever before. They will be able to embrace and roll out new and innovative payment types quickly and reduce the overall cost of managing their payment acceptance dramatically.”

BNP Paribas is increasing its participation in nexo standards, to help raise awareness of the benefits of nexo standards’ protocols among all acceptance stakeholders.


nexo standards enables fast, interoperable and borderless payments acceptance by standardising the exchange of payment acceptance data between merchants, acquirers, payment service providers and other payment stakeholders. nexo’s messaging protocols and specifications adhere to ISO20022 standards, are universally applicable and are freely available globally.

nexo standards is an open, global association dedicated to removing the barriers present in today’s fragmented global card payment acceptance ecosystem. Headquartered in Brussels, its members represent the full spectrum of card payments stakeholders, including acceptors, processors, card schemes, payment service providers and vendors.

nexo was established in 2014, when three historical contributors of card payment standards and specifications were merged: EPASOrg, the OSCar consortium and the CIR SEPA-Fast technical working group. For more information, please consult

BNP Paribas Retail Banking in France – In France, the Retail Banking division has nearly 29,000 employees serving more than 6.7 million individual customers, 571,000 professional and very small (TPE) clients, 30,500 companies (SMEs, mid-sized companies (STIs), large companies) And 65,400 associations. It is a leader in the Corporate and Private Banking markets. Organized around specialized clienteles to provide the best support, it offers a wide range of products and services, from current account keeping to the most expert assemblies in corporate finance or wealth management. The Retail Banking teams are strongly committed to serving the economy and to all the clientele they serve in nearly 2,000 branches and in the 305 areas of expertise: Private Banking, Entrepreneurs’ Homes, Innovation Clusters And Business Centers. Retail Banking also maintains a large presence on social networks via Facebook and Twitter. Continuously investing in innovation and quality of service, BNP Paribas created Hello Bank !, the first digital bank natively designed for mobile use. This offer of customer relations complements the online banking system (Contact Centers, Internet, Mobile, Net Epargne / Bourse, Net Crédit and Net Assurance) as well as the 6,124 machines available to all.