MUUME and Ingenico Payment Services combine to support retailers in digitizing the purchasing and ordering processes

The Swiss Fintech company MUUME and European payment service provider Ingenico Payment Services have concluded an agreement. Both companies are hoping that with this agreement they will be able to specifically help retailers to digitize their purchasing and ordering processes.

The focus of the cooperation is a tailor-made solution created by both companies – an app adapted to the needs of each retailer, helping retailers to further strengthen their own brand. MUUME’s contribution to the cooperation is its many years of experience in managing digital product data, digital payments and app and backend development. Ingenico will be contributing its expertise in the areas of payment, fraud management and loyalty & couponing.

MUUME digitizes everyday purchasing and consumer processes on the smartphone and combines these with standard payment services and value-added services such as customer loyalty or click&collect. Shopping, finding out information, paying and collecting points – everything is done digitally via an app, be it at the POS, on the move or at home.

The European payment service provider Ingenico Payment Services, part of the Ingenico Group, offers retailers and service providers a comprehensive and innovative portfolio of services and payment solutions, which reduces the complexity of payments to a minimum and helps retailers support payment methods and financial services and increases customer loyalty long term through loyalty concepts.

The app focuses on the following functions: Self-checkout via smartphone, integration of customer loyalty tools (collecting points and redeeming coupons) and processing payments via smartphone or Wearable with secure direct debit or credit card at the POS, in the online shop or even in a shop optimised for the app. Goods and services can thus be ordered in advance. By connecting to logistics service providers, the customer can arrange for home delivery of paid goods or simply collect pre-paid meals at the requested time.


MUUME, based in Switzerland, is a platform for digital services for everyday consumption via which consumers can complete purchases and place orders effortlessly and individually from a smartphone. MUUME is an expert in digital product data management and digital payments.

Its focus is on digitizing everyday consumption and shopping processes and closely linking these to standard bank and payment services and with value-added services such as loyalty programmes, couponing, home delivery and collection. Shopping, finding out information, paying – everything is done digitally with an app, be it at the POS, on the move or at home. In the digital age, consumers are increasingly taking back control: Traditional consumer processes are being transformed into digital service processes, which are realised by the consumers themselves – even activities that were previously only performed by retailers.


Ingenico Payment Services offers a comprehensive range of secure payment and marketing solutions and helps retailers to combine payment methods, to optimize their portfolio of financial services,  and to increase customer loyalty long term through loyalty concepts. No matter which sales channel is used, be it POS, online or mobile – with 150 international and local payment methods, we help retailers to process and secure their payments, collect money and protect digital transactions against fraud.

Ingenico Payment Services is part of the Ingenico Group (Euronext: FR0000125346 – ING), the world leader in integrated payment solutions across all payment methods.