People crowd the first floor of Macy's department store as they open at midnight (0500 GMT) on November 23, 2012 in New York to start the stores' "Black Friday" shopping weekend.
a young man and woman sitting on a stone bench in the rain looking at a smartphone
computer keyboard with white keypads and one green button that says Fraud
olympics logo in the middle of which is Christ the Redeemer picture
Two people scam a victim at a cash machine
mastercard in the back pocket next to ten dollar bill
hands holding iphone mobile banking