Dear Subscriber,

With less than 1 month to go until PSD2 comes into force, do you understand the real regulatory impact it may have? Brook Kennedy argues that while the framework may initially be received as constrictive, it clearly presents an opportunity for marketplace platforms to improve their customer service and proposition.

Also today, PaymentEye’s Victoria Beckett writes that part of the complexity of adopting PSD2 is that different parts of the payments ‘ecosystem’ are all looking at it in a different way. Read more below.

While GDPR and Europe’s revised Payment Services Directive (PSD2) are not contradictory, the fact that the regulators and many banks work on them in silos is problematic, AccessPay executives argue.

Brook Kennedy discusses the impending PSD2 regulation and the opportunities it presents for marketplace platforms to improve their customer service proposition

Stephen Lemon discusses bitcoin and whether it has the potential to disrupt the payments and financial services landscape

It’s often assumed that late payments are a deliberate ploy by businesses to hang on to their cash, with some taking up to 72 days to pay outstanding bills, however a large number may also be accidental. Does technology have the answer?