Dear Subscriber,

In this afternoon’s newsletter, a new whitepaper by ACI Worldwide and First Annapolis Consulting takes an in-depth look at why openness in payments is so timely and important, with practical insights into how Payment Services providers can put openness into practice. For more information, check out ACI’s infographic about how openness applies to payments.

Plus, guest writer Dean M. Leavitt looks into the increasing growth and acceptance of electronic payment solutions in B2B payments. And new research from European payments provider Klarna has revealed just how many of us don’t get around to our Christmas shopping until less than a week before the big day.

Enjoy!

Why do open payments matter? With the arrival of omni-channel and cross-border payments, open payments and infrastructure in the payments industry are a necessity.

Dean M. Leavitt, founder and CEO of Boost Payment Solutions and veteran of the electronic payments industry, discusses mission-critical factors in the continued successful growth of global B2B payments and commercial card acceptance.

Christmas is a time for family, friends, love and Christmas TV, and new research shows that one more thing that people do during Christmas is…Christmas shopping.

France’s interbank network, Le Groupement d’intérêt Economique des Cartes Bancaires (CB), has chosen digital security company, Gemalto, to supply Pure – it’s payment solution for mobiles.

James Blake, the founder of Hello Soda, talks about how Payment Service Providers can minimise chargebacks and make the process of payment more efficient – all by leveraging digital data.