Dear Subscriber,

It is now less than 2 weeks until the revised Payment Services Directive comes into force on 13 January. PSD2 is set to remake the EU payments marketplace, and while we’ve been asking if everyone is ready throughout 2017, the focus has now shifted to ‘what next?’. Obviously GDPR will follow hot on the heels, but many expect talk of PSD3 to follow soon after.

Against this backdrop of transformative technologies and the latest regulations, Graham Lloyd identifies the obstacles and opportunities financial services will have to navigate in their journey through 2018. Read more below.

Against the backdrop of transformative technologies and the latest regulations, Graham Lloyd identifies the obstacles and opportunities financial services will have to navigate in their journey through 2018.

While GDPR and Europe’s revised Payment Services Directive (PSD2) are not contradictory, the fact that the regulators and many banks work on them in silos is problematic, AccessPay executives argue.

Brook Kennedy discusses the impending PSD2 regulation and the opportunities it presents for marketplace platforms to improve their customer service proposition

Luke Trayfoot, Director of Business Development at Hyperwallet, shares five trends you can expect to see in the payments industry in 2018.

As the first flakes start to fall and the smells in the air start to change, one of my favourite exercises of the Christmas season begins: looking ahead and wondering what next year may bring.