Dear Subscriber,

“To keep pace with what shoppers are doing, payments have become an almost invisible part of the purchase and are adjusting to the rapidly changing idea of a point of sale.”

In this issue of the PaymentEye e-newsletter, Kamran Hedjri, CEO, Kalixa, examines how, as commerce changes, POS expectation change with it, and how retailers and merchants can keep up with evolving consumer expectations.

Elsewhere, a two-part series from Urs Guber, Head of E-Commerce, SIX Payment Services, explores the Internet of Payments, and how the connected future will change the face of commerce in the years to come. There’s also essential insight from Dave Orme, SVP, IDEX Biometrics, on why biometric cards are set to win the battle against payment fraud.

To keep pace with what shoppers are doing, payments have become an almost invisible part of the purchase and are adjusting to the rapidly changing idea of a point of sale.

IoT can only reach its full potential by also being able conduct financial transactions. The Internet of Payments could apply to a whole spectrum of businesses and sectors, with great implications for the way we consume and companies conduct business.

The future is even closer than we think. The increasing pace of technological change means concepts formerly considered only abstract theories on a distant horizon are already nearly upon us. By Urs Gubser, Head E-Commerce, SIX Payment Services.

People fail to keep their PINs or other card details safe not because they are inherently foolish or lazy, but because PINs are simply unfit for purpose. But if not PINs, then what?

A new report has found that only one in 10 fintech startups succeed, with seed/angel investment dropping by 57% between 2010 and 2017.