Dear Subscriber,

In this issue of the PaymentEye, payments guru John Chaplin discusses his reimagining of the categories for the Emerging Payments Awards 2018, the future of financial inclusion, and why you shouldn’t believe the hype about Fintechs post-PSD2.

Elsewhere, Mastercard’s Love Index reveals the global sentimental spending habits of 2017, and SWIFT introduces NPP to Australia.

Mastercards’ 2018 ‘Love Index’ also reveals that spending on flowers has increased in Europe by 29% from 2015, whereas jewelry spending has decreased by 5%.

John Chaplin discusses his revision of the categories, what to expect from the new list, and what he thinks will be the major changes in payments in 2018.

The NPP’s paradigm-shifting financial architecture has been designed and constructed to fundamentally improve how consumers, businesses and governments transact with one another.

Merchant spending on fraud has increased 17%, which is why merchants are looking to their payment processor for assistance.