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Within the next year, the Competition and Markets Authority (CMA) will force UK banks to open up their transaction interfaces so that third parties can make payments on behalf of customers. The aim of this change is to remove the stranglehold held by ‘traditional’ banks on financial transactions, to force innovation and drive common standards that organisations can use to create new and transformational services. Gavin Scruby looks at similar developments in other technology areas and predict the evolution Open Banking will go through, and how this will impact our lives. Read more below.

The Open Banking initiative is set to transform the lives of consumers. But will banks be able to survive as they are? Gavin Scruby discusses the potential impact

Kristof Van Doninck, Head of Products Open Test Solutions at FIS explains why radical testing is necessary in a new world of payments where trust is key to adoption.

Stephen Lemon discusses bitcoin and whether it has the potential to disrupt the payments and financial services landscape

Against the backdrop of transformative technologies and the latest regulations, Graham Lloyd identifies the obstacles and opportunities financial services will have to navigate in their journey through 2018.