Dear Subscriber,

Merry Christmas, PaymentEye readers!

We hope you had a pleasant holiday period, and aren’t feeling the after-effects of too much indulging!

If you’ve already burned through your Christmas gifts and need something to occupy you, you’re in luck: we’ve rounded up some of our top articles from throughout the year for your reading pleasure.

Enjoy!

This infographic breaks down the state of fintech around the world, identifying key industry players, top unicorns and top performing stocks.

The European Banking Authority (EBA) has published the long-awaited draft of the Regulatory Technical Standards (RTS) covering Secure Customer Authentication (SCA) and secure communication. Tom Hay, head of payments at Icon Solutions shares his thoughts on whether they will be effective.

New data from Worldpay, which surveyed 4,000 shoppers in Europe, shows the continent is becoming more tech-savvy and a keen adopter of new payment technology.

This infographic is a snapshot look at the mobile industry and explores who the key players are, how their technology works and who uses them.