Dear Subscriber,

Where are the biggest pain points that need solving in payments right now? Where are the biggest opportunities for tech to have an impact on the world? Which are the most exciting companies in payments?

These are all questions we recently put to someone who knows a thing or two about launching disruptive paytech: Jim McKelvey, who co-founded one of the most high profile companies in payments today: Square.

Elsewhere in the newsletter, a new report says that Visa has been knocked off the top spot by China’s UnionPay, when it comes to card payments globally, and our quiz sees just how much you know about mobile payments.

Enjoy!

Square co-founder McKelvey talks about what the biggest pain points are that need solving in payments right now, what companies he’s excited by and where the biggest opportunities for technology to make an impact on the world are.

China’s UnionPay has knocked Visa off the number one spot when it comes to card payments globally. That’s according to a new report from RBR, which says Visa has had the biggest scheme globally since 2010, UnionPay is handled more by value of card payments in 2015.

How Well Do We Know: Mobile Payments? Take our quiz and find out!