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First the fridge, now the car. Just weeks after MasterCard and Samsung partnered to create a fridge with payment capabilities, the car manufacturer Ford announces the creation of a new mobile app, including a virtual wallet, which aims to make its cars more digitally mobile. What could possibly be next? Elsewhere, in a guest post, Salim Dhanani, director of Business Development at Carta, talks about how in the world of payment data mobile is the game-changer that allows financial institutions to learn more about their customers. Staying on the topic of mobile, new research indicates that consumers who use mobile banking are less likely to leave their providers and in fact are more likely to use more of their products. Finally, the popularity of online shopping in 2015 was truly global as records were broken in the UK, China and now Canada.

Every Direct Debit failure costs up to £50 to repair, according to estimations from BACS. Where does the process go commonly wrong, and how can organisations reduce error rates?

In this guest post, Salim Dhanani, director of Business Development at Carta, talks about how in the world of payment data mobile is the game-changer that allows financial institutions to learn more about their customers thus opening up a plethora of new opportunities.

The car manufacturing giant Ford is introducing this year something called Ford Pass, a new mobile application that focuses on making cars more ‘mobile’. This includes a Ford Marketplace in which people can search for things like nearest parking spaces and pay for them using Ford’s new virtual wallet, FordPay.

Consumers who use mobile banking are less likely to swap providers and are more likely to use a wider range of the bank’s products, according to a year-long research from Fiserv.

2015 was a huge year for online spending with record-breaking amounts spent in countries such as the UK, China and now Canada as new data shows the country shopped online in record numbers over the festive season.