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Continuing our coverage of the Money20/20 event in Las Vegas, we caught up with NACHA president and CEO Janet Estep in the Finetics™ Studio where she talks progress, challenges and what lies ahead for the industry this year. We also spoke to Fiserv Group president for billing and payments, Rahul Gupta, to hear his thoughts on the state of the financial services industry today. Elsewhere, recent data showed that people chose to spend money online over the festive period rather than shopping in-store. Finally, a new year brings with it new hopes but also new worries as over half of UK and US businesses have said that they believe an attack on payment card data is likely or very likely.

Here PayCommerce CEO Abdul Naushad tells PaymentEye why cost-effective cross- border payments are more important than ever and how he sees the payments sector developing in 2016.

With same day payments set to hit the market this September, we caught up with NACHA president and CEO Janet Estep at Money20/20 in Las Vegas. During an interview in the Finetics™ Studio she talks progress, challenges and what lies ahead for the industry this year.

With faster payments being one of the hottest topics at Money20/20 in Las Vegas, we spoke to Fiserv Group president for billing and payments, Rahul Gupta, to hear his thoughts on the state of the financial services industry today.

Consumer spending has increased by four per cent year-on-year over the festive period, according to recent data from Barclaycard with online spending being the main driver of this growth.

Over half of both the UK (52 per cent) and the US (60 per cent) companies have said that they believe an attack on payment card data is likely or very likely, according to a recent study conducted by Semafone, which provides secure payment software for contact centres.