Immediate Payments – Innovation is Knocking

As commerce around the world has become a 24-hour-a-day, seven-days-a-week real-time reality, payment technology has also moved to real-time. This allows for the transfer of money from one account to another immediately, with certainty and convenience and at a low cost.

This paper surveys the development of representative Immediate Payment schemes, identifies lessons learned and lays out a case for a strategic response to this “once in a generation” paradigm shift.

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