TCS BaNCS enables transformation in financial services through a superior and holistic suite of solutions for banks, capital market firms, insurance companies and diversified financial institutions. Each solution in the TCS BaNCS family has been designed to run as a scalable and robust service, fully integrated with existing business models, enterprise infrastructures and technology architectures.

The Global Risk Management solution from TCS BaNCS is a service-oriented and high performance 24/7 credit risk platform offering:

  • A single source of cleansed counterparty risk data
  • A reliable, verifiable and transparent view of credit risk data across source systems and trading platforms
  • An integrated feature-rich UI platform for timely and continuous credit risk management and oversight over all risk parameters
  • Collateral management facilities at counterparty, facility and trade levels
  • Fully digitized and integrated credit workflows implementing delegated lending authorities (DLA)
  • Improvements in operational efficiencies through SLA-based workflow management and related MI reporting
  • Systematic portfolio monitoring for covenants and excess utilizations
  • Extensive audit and historic data capabilities aiding SOX compliance
  • In-built adaptors and diverse technology agnostic protocol handlers for easy integration with legacy risk infrastructure, analytical engines and market data providers